TL;DR
- Stable.com now lets Polygon users fund bank transfers directly from self-custodied USDT or PYUSD wallets without first depositing assets on a centralized platform.
- Unlimit’s payment network supports delivery across more than 180 countries and over 150 currencies, linking on-chain stablecoins with established banking rails for global transfers.
- Polygon says its network has processed $2.9 trillion in stablecoin transfers, with average fees near $0.002 and throughput exceeding 5,000 transactions per second.
Stable.com has expanded its payment infrastructure to Polygon, allowing users to turn USDT or PYUSD held in self-custodied wallets into bank transfers without first depositing funds on a centralized platform. The integration connects Polygon Open Money Stack with Stable.com, a financial platform operated by Unlimit, creating a direct path from blockchain-based dollars to traditional bank accounts. The key change is that users can keep control of their stablecoins until the transfer reaches a bank account in their own name. Both businesses and individuals can use supported Polygon-based assets to fund transfers directly to bank accounts.
Polygon Links Self-Custodied Stablecoins With Global Bank Rails
Traditional stablecoin off-ramp processes often require users to send assets to a platform, wait for the deposit to clear and then initiate a withdrawal to a bank. Stable.com removes that intermediate custody step for USDT and PYUSD on Polygon. Funds can now move from a user’s own wallet into a bank transfer without being temporarily held by the platform. Stable.com combines global account infrastructure with local payment details, multi-currency balances, cards, treasury tools and access to tokenized assets, while Polygon provides the blockchain settlement and infrastructure supporting the connection behind the scenes through this integration.
Unlimit’s payment network handles the fiat delivery side of the transaction, extending the service across more than 180 countries and supporting over 150 currencies. Polygon Open Money Stack connects blockchain settlement, fiat on-ramps and off-ramps, embedded wallets and cross-chain orchestration behind the product experience. The integration effectively joins self-custodied stablecoin balances with existing international payment rails without requiring Stable.com to build every infrastructure layer independently. For users, the result is a simpler route between on-chain funds and conventional accounts while maintaining control of the assets for more of the transfer process from start to finish.
Polygon is positioning its underlying capacity as an important part of that model. The network has processed $2.9 trillion in stablecoin transfer volume, with average transaction costs of around $0.002 and throughput exceeding 5,000 transactions per second. Those figures provide the scale Stable.com is relying on as it expands bank-transfer functionality around stablecoins. The broader proposition is aimed at fintechs that want to add stablecoin payment rails without rebuilding wallets, compliance tools or settlement infrastructure from scratch, while giving USDT and PYUSD holders a more direct bridge into everyday banking and conventional financial services worldwide.
