TL;DR:
- Nexo obtained the Credit Representative designation in Australia and launched regulated credit lines under the national consumer credit protection law.
- Eligible clients can access liquidity using crypto assets as collateral, with interest rates ranging from 0.9% to 21.9% per year depending on loyalty tier.
- The platform also incorporates Nexo Growth, Booster and the Wealth Club program, consolidating a comprehensive digital wealth management offering.
Nexo launched in Australia credit lines backed by digital assets under the regulatory framework of the National Consumer Credit Protection Act, after obtaining the Credit Representative designation.
The company became one of the few digital asset platforms that offers regulated crypto credit in the country. Nexo Australia operates locally, is registered with AUSTRAC as a virtual asset service provider and is a member of the Australian Financial Complaints Authority (AFCA).
News of Nexo's launch in Australia travel fast. We made headlines across 100+ publications.
Here's a look at a few of them.
— Nexo (@Nexo) August 19, 2026
Access to Liquidity Without Unwinding Positions
The credit lines allow eligible clients to access liquidity without having to sell their digital assets, thereby preserving long-term market exposure. Interest rates range from 0.9% to 21.9% per year, depending on the client’s loyalty tier and product version.
Funds are typically available within 24 hours, with no fixed terms, no origination fees and flexible repayment schemes. The platform is also one of the few digital asset credit providers in Australia that allows clients to receive disbursements in AUD or in stablecoins. Local clients also have a dedicated AUD account number for deposits, which reduces the delays and errors common in transfers to crypto platforms.
The product includes the Collateral Exchange feature, which allows users to swap between eligible collateral assets without interrupting the credit line, facilitating portfolio rebalancing in response to changing market conditions. Meanwhile, Nexo Booster enables investors to amplify their exposure to digital assets up to three times, using new positions as collateral.
Nexo Growth and the Wealth Club Program
The offering is rounded out by Nexo Growth, which provides returns of up to 10% per year on select assets, with flexible or fixed-term options. The Wealth Club program, recognized as Best Wealth Client Loyalty Programme for Digital CX at The Digital Banker’s Digital CX Awards 2025, rewards user activity with better rates, cashback and exclusive benefits across four membership tiers.
Nearly one in three Australians holds cryptocurrencies, and the country recorded A$9.8 billion in new fixed-term personal loan commitments in the first quarter of 2026, an increase of 14.5% year-on-year. “The Australian market is ready for a better, integrated model,” stated Peter Stanhope, Nexo’s general manager for Australia, who emphasized that the products were designed with regulatory requirements and consumer protections built in from the outset.
