TL;DR:
- KIP launched Yield8, a tokenized fund targeting 8%+ APR returns on Asian private credit integrated with SuperEarn.
- KIP’s initial portfolio is $2 million and covers maritime financing, gas stations in Korea, and SME loans in Indonesia.
- Tokenization operates under Indonesia’s OJK regulatory sandbox, with Hashlock audits and administration by Ascent Fund Services.
Kaia Investment Partners (KIP) launched Yield8, a tokenized fund designed to capture opportunities in private credit across underserved Asian markets. The product targets returns above 8% annually and integrates directly with SuperEarn, the yield protocol incubated by Kaia, to bring this type of asset to onchain users with institutional standards.
Private credit accounts for just 17% of global tokenized AUM, yet concentrates 80% of deposits in DeFi lending protocols. Yields above 6% enable sustainable leverage structures that U.S. Treasury bonds, at 3.5% annually, cannot offer. Under that logic, real-world asset deposits in the DeFi lending market surpassed $2.7 billion over the past year.
How Is the KIP Fund Composed?
The underlying fund, called the Kaia Multi-Asset Yield Fund, has an initial TVL of $2 million distributed across three active positions. Galactica contributes $700,000 to maritime financing in Indonesia through long-term charter contracts with PT Pelayaran Korindo, a company with nearly 50 years of history in the shipping sector.
YieldCore allocates $500,000 to finance fuel inventories for gas stations in South Korea, backed by future sales and real estate. Forest Jalan assigns another $500,000 to loans for small businesses and workers in Indonesia through partnerships with Grab and the JOOB platform, which connects over 21,000 businesses and 440,000 workers. KIP holds the remainder of the funds in a liquidity reserve in USDT.
Regulatory Structure and Onchain Transparency
Tokenization is executed under the Indonesian regulatory framework for digital financial assets. PT Desentra Teknologi Indonesia operates within the sandbox of the OJK under regulation POJK 3/2024. D3 Labs and its Pruv Finance platform act as technical infrastructure. The smart contracts were audited by Hashlock in two instances, both receiving a “Secure” rating. Fund administration falls to Ascent Fund Services Pte. Ltd., which handles weekly NAV reports, AML controls, and FATCA and CRS support.
For the first half of 2026, KIP and Kaia plan to launch a transparency dashboard that will publish net asset value in real time, the exact portfolio composition, and verifiable staking APRs directly onchain, providing recurring monthly portfolio updates.
