KB Card Files Stablecoin Credit Card Patent in South Korea

KB Card, a KB Financial unit, filed a South Korea patent for stablecoin credit cards, signaling incumbent interest in routing payments via tokenized rails without changing the user experience.
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KB Card, a unit of KB Financial, has filed a patent related to stablecoin credit cards in South Korea. Danny Kunwoong Park reported the filing in a Jan. 14 post on X.

While a patent filing is not a product launch, it is a strategic signal: incumbents are evaluating how stablecoin value could be routed through familiar card form factors. For customers and merchants, that kind of pathway would aim to keep the front-end experience intact while shifting part of the payment logic onto tokenized rails.

Next, stakeholders will watch for any follow-up from KB Card or KB Financial that clarifies scope, timing, and commercial intent, as well as whether additional filings or pilots emerge across the domestic card stack.

Source: Danny Kunwoong Park (X).


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