TL;DR
- 42 nuevas carteras “millonarias” (con 1M+ XRP) aparecieron en enero, la primera expansión desde septiembre.
- Esto contrasta con una caída del 4% en el precio, mostrando acumulación a largo plazo.
- Los grandes tenedores aprovechan la debilidad del precio para acumular posiciones.
The number of XRP wallets holding at least one million tokens increased for the first time since September, a shift standing out against an otherwise quiet start to 2026 for the asset.
On-chain data, shared by blockchain monitoring platform Santiment in an X post on January 28, shows 42 new “millionaire” wallets appeared on the XRP Ledger (XRPL) since the beginning of January.
During the same period, XRP’s price dropped approximately 4%, underscoring a growing disconnect between short-term price action and long-term positioning by large holders. Currently, XRP trades at $1.87, down 2.6% on the day, declining 4.5% over the week, but advancing 0.6% across the past month.
Accumulation Runs Counter to Price Movement
The appearance of 42 net wallets with at least 1 million XRP represents the first expansion of large holders since September 2025. The pattern suggests investors with substantial capital accumulate positions while lower prices offer attractive entry points.
Santiment data indicates millionaire wallets returned to the ledger during a price consolidation period. The metric traditionally signals long-term confidence independent of daily fluctuations. XRP faced selling pressure during January, falling from levels near $2.00 earlier in the month. However, purchases by large holders partially offset spot price weakness.

The 4% decline since year start occurred as Bitcoin and other major assets also experienced volatility. Macro factors included uncertainty about Federal Reserve monetary policy. Wallets with over 1 million tokens represent institutional holders or crypto whales who typically maintain extended investment horizons. The net addition of 42 wallets signals fresh capital entry.
The 4.5% weekly pullback brought XRP toward previously tested technical support zone. Buyers defended levels around $1.85-$1.87 on multiple occasions during the month. The monthly gain of 0.6% shows XRP maintained relative value despite short-term pressure. The performance contrasts with steeper losses in other tokens during the same period.
Santiment described the increase in millionaire wallets as an “encouraging sign for the long-term”. The analytics firm monitors token distribution metrics to assess holder behavior. The disconnect between declining price and growing accumulation historically precedes periods of stabilization or reversal. Large holders capitalize on temporary weakness to build positions.



