Crypto investors often face a choice between investing in established giants that provide stable returns or up-and-coming projects that offer the potential for exponential returns. Solana (SOL), for example, has been a star performer over the past few years, rising from around $50 in late 2023 to peak at nearly $300 in early 2025.
Solana is up 10% over the past year, which is a decent return considering poor recent market conditions. Yet on the other hand, a new entrant like Digitap ($TAP), the maker of the world’s first “omni-bank,” represents the type of high-growth potential that Solana once offered.
Source: Digitap
Digitap’s App Blends Fiat And Crypto With Visa Tap To Pay
Digitap is a fintech and crypto project with a live banking app available on iOS and Android devices. Users can hold fiat currencies and cryptocurrencies together in one app, transfer either form of money globally within minutes, and spend instantly through the Visa-branded card.
Digitap even offers an optional no-KYC account, allowing users to access basic features while remaining anonymous. This is also useful for the more than one billion adults worldwide who are underbanked or unbanked and live in a country where access to identification is difficult, if not impossible.
What makes Digitap stand out is its competitive fees. Users can transfer money among themselves for as low as under 1%, presenting real value to users who could really benefit from extra savings compared to an industry remittance fee of around 6.2%.
3 Angles Driving a $15 Price Prediction: Users, Valuation, Supply
The powerful combination of convenience, everyday usage, and privacy is evident in Digitap’s presale event. Currently in its third round, the native $TAP token is priced at $0.0268 and is scheduled to increase to $0.0297 in the coming days. Investors who bought the token during the first round at $0.0125 are already sitting on a paper profit of more than 144%.
Digitap’s aggressive growth strategy has some investors floating a $15 Digitap price target. This might seem aggressive at first, but the underlying assumptions behind this number are sound.
Nasdaq-listed Coinbase currently trades at around $354 per share and at a $92 billion valuation. The crypto broker boasts 120 million verified users, translating to a user value of around $767 per person. Since Digitap is an early-stage fintech startup and not yet on the same scale as Coinbase, a conservative 50% discount in per-user value is reasonable.
This implies the market will value each Digitap customer at around $384. If Digitap reaches just 78 million users, which is fewer than two-thirds of Coinbase’s base and a small fraction of the more than 1 billion unbanked adults worldwide, this would justify a $30 billion valuation.
Given a fixed token supply of 2 billion $TAP, the math works out to $15 a token, making Digitap one of the best cryptocurrencies to buy now.
Solana’s Metrics Are Strong, But Upside Looks More Measured
Solana is an elite crypto that is up nearly 25,000% over its lifetime as investors rewarded growth with higher valuations. For example, total value locked has risen from less than $300 million in mid-2023 to around $11.5 billion today. Active daily users have also grown from around 100,000 in mid-2023 to around 2.5 million today.
While this justifies an impressive price run, Solana’s already large size means it offers a more moderate growth outlook today. Doubling a $100 billion market to $200 billion requires an enormous influx of capital. It’s not that Solana lacks fundamentals; rather, it is now a victim of its own success in terms of future ROI.
Solana’s upside could be capped at the tens of percent. At current prices, Solana isn’t that far removed from its all-time high. Although it has tried and failed to trade above $250 on several occasions this year, it has some catalysts in the form of new ETF launches and multi-billion-dollar spending plans from Solana treasury companies.
As such, it wouldn’t surprise anyone to see Solana recapture its all-time high in the coming months and finally trade at the elusive $300 level.
Two Paths: Early-Stage Digitap Upside Vs. Mature Solana
Digitap and Solana represent two different opportunities in the crypto market. Digitap is considered one of the best crypto presales with real utility. It offers investors the opportunity to invest in a fintech disruptor at presale levels. Whereas SOL is already valued in excess of $100 billion and offers a slower growth profile.
If Digitap’s vision materializes and it captures just a tiny slice of the billion-plus total addressable market, it could rise to $15 over time. For many investors, the prospect of turning pennies into $15 is too hard to ignore when weighing where to allocate the next investment dollar.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
This article contains information about a cryptocurrency presale. Crypto Economy is not associated with the project. As with any initiative within the crypto ecosystem, we encourage users to do their own research before participating, carefully considering both the potential and the risks involved. This content is for informational purposes only and does not constitute investment advice.
