TL;DR:
- Ripple has invested $4 billion this year in strategic acquisitions to build a complete payments infrastructure.
- The company obtained crucial licenses in Singapore and approval for its RLUSD stablecoin in the United Arab Emirates.
- XRP’s price has fallen 31% in two months, with significant short-term selling pressure, especially in the Korean market.
This year has been one of ambition and regulatory growth for Ripple, which has invested the figure of $4 billion in the expansion of its payments and digital assets ecosystem. So far, the payments firm has secured regulatory approvals in Singapore and the United Arab Emirates. However, the XRP price remains stubbornly low, even as enterprise adoption accelerates, a behavior that is perplexing investors.
Last Thursday, the company detailed four major acquisitions aimed at creating an end-to-end infrastructure for its payment solutions. The deals, which include GTreasury ($1 billion), Rail ($200 million), Palisade, and Ripple Prime, aim to integrate corporate treasury intelligence, stablecoin payments, high-speed custody, and institutional liquidity into a single platform. With this move, Ripple seeks to enable businesses to move, manage, and optimize money in real-time.
Furthermore, Ripple is accumulating important regulatory victories. For example, the Monetary Authority of Singapore granted it an expanded Major Payment Institution license, allowing broader regulated payment operations. In the United Arab Emirates, RLUSD, Ripple’s fiat-referenced stablecoin, received FSRA approval for institutional use, a “signal of trust” that reinforces the company’s compliance credibility.
Short-Term Market Pressure
Apparently, these strategic moves and regulatory compliance are not enough, because the price of XRP still fell by 31% in the last two months. According to Santiment data, the overall sentiment is one of extreme fear, and short positions in derivatives markets are adding considerable pressure. On the Korean exchange Upbit alone, 6.18 billion XRP are held in positions that could anticipate a future sell-off.
Analysts warn that, although recent rallies align with the general market recovery, the price could retest lows near $1.9–$2.0 if selling pressure persists. With XRP trading at $2.09 at the time of writing this information, market observers suggest that forward-looking investors should focus on Ripple’s underlying adoption rather than short-term charts.
Ultimately, Ripple’s vision as a “one-stop shop” for digital assets and corporate treasury services through these acquisitions and regulatory approvals is building tangible long-term value. It is expected that the capital inflow from new XRP ETFs, including flows from Vanguard, may mitigate short-term selling pressure, allowing XRP to catch up with the growth of its ecosystem.
