With digital assets becoming an increasingly common part of personal and business finance, practical spending solutions are gaining importance across the crypto economy. Responding to this shift, Cryptomus has launched its Virtual Crypto Card, enabling users to spend supported stablecoins directly through established payment networks.
The new offering is designed to simplify crypto-to-fiat spending by integrating digital assets into familiar debit card infrastructure.
Direct Stablecoin Payments Through Card Networks
The Cryptomus Virtual Crypto Card connects directly to a user’s Cryptomus Personal Wallet and supports funding in USDT and USDC. At the moment of purchase, the required crypto amount is automatically converted into fiat currency at the prevailing exchange rate, allowing merchants to receive payment in their local currency.
From the user’s perspective, transactions function like standard Visa or Mastercard payments. The card can be used for:
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Online retail purchases
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Subscription services and digital platforms
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Gaming and downloadable content
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In-store payments through Apple Pay and Google Pay
The integration enables crypto holders to spend digital assets without manually exchanging funds or transferring to traditional banking channels.
Issuance, Fees, and Spending Limits
Users can issue a virtual card after completing KYC verification. The issuance fee is set at $4 per card, with up to 10 cards permitted per user account.
Cards are funded directly from the Personal Wallet in USDT or USDC, with a minimum top-up of $1. A 3.2% top-up fee applies. Transaction fees typically range between $0.10 and $0.25, and withdrawals back to the Personal Wallet are free.
The card supports USD and EUR transactions and includes a monthly spending limit of $50,000, with higher limits available through account management arrangements.
Once funded, the card becomes immediately active for payments.
Security and Compliance Measures
Cryptomus incorporates multiple security layers aligned with conventional financial standards, including:
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Mandatory KYC verification
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Two-factor authentication (2FA)
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3D Secure (3DS) transaction authentication
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Instant card freeze functionality
These measures are intended to reduce exposure to unauthorized access and fraudulent activity while maintaining usability.
Additional Incentives: 25% Referral Reward
In addition to its payment functionality, Cryptomus introduces a 25% referral reward program tied to the card. Users who share their card referral link receive a share of the commission whenever referred users top up their cards.
This initiative creates a notable incentive for community-driven adoption while enabling users to potentially increase their crypto holdings through this performance-based system.
Expanding the Role of Stablecoins in Daily Finance
The Cryptomus Virtual Crypto Card emphasizes stablecoin utility, reflecting a broader trend in digital finance. By supporting USDT and USDC, the platform aims to provide users with more predictable spending power compared to highly volatile assets.
Stablecoins are increasingly viewed as a practical medium for transactions, offering faster transfers and lower friction compared to traditional banking systems. Through direct wallet integration, the Cryptomus Card enables users to retain exposure to digital finance while gaining access to conventional payment infrastructure.
About Cryptomus
Cryptomus is a cryptocurrency payment platform focused on simplifying digital asset management and transactions for individuals and businesses. The company provides specialized tools that enable users to store, transfer, and spend cryptocurrency securely and efficiently within a regulated payment framework.
Press releases or guest posts published by Crypto Economy have been submitted by companies or their representatives. Crypto Economy is not part of any of these agencies, projects or platforms. At Crypto Economy we do not give investment advice, if you are going to invest in any of the promoted projects you should do your own research.
