Tom Zschach, former CIO of SWIFT, debunked in two words the rumors that circulated this week about an alleged partnership between the financial messaging network and Ripple’s XRP token. His response was direct: “Not happening.” The brevity of the message did not diminish its weight — quite the opposite: Zschach led SWIFT’s digital asset strategy from the inside, which grants him an authority that is difficult to question.
The rumors originated from influencer accounts tied to the XRP ecosystem, which claimed that SWIFT was planning to integrate public tokens instead of developing its own infrastructure. Some posts went as far as asserting that the organization had declared its intention to collaborate with XRP rather than compete, but no official statement, document, or public declaration supports such a claim.
Not happening
— Tom Zschach (@TomZschach) July 10, 2026
Every time SWIFT publishes progress on tokenization or interoperability, various XRP communities interpret it as implicit adoption, influencers amplify those announcements as fact, and then the correction arrives. This time, the truth came directly from the person who led the organization’s digital strategy for half a decade.
Source: https://x.com/TomZschach/status/2075396115642437669
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