Binance Expands Crypto Payments in CIS with Mastercard Card

TL;DR

• Regional Expansion: Binance launched its prepaid Mastercard crypto card across CIS markets, enabling spending at more than 90 million merchants through real‑time crypto‑to‑fiat conversion.
• Local Infrastructure: Kazakhstan now supports direct Mastercard deposits and withdrawals in tenge, strengthening the link between Binance wallets and domestic banking rails.
• Program Features: The virtual‑first card integrates with Google Pay and Apple Pay, offers 2% to 8% crypto cashback depending on promotions, and requires full KYC verification for issuance.
  

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Binance has widened its footprint in everyday digital asset spending by launching its prepaid Mastercard crypto card across several Commonwealth of Independent States markets. The rollout, confirmed by marketing lead Anka Tsintsadze, forms part of the broader “Binance Card – Global Program,” which aims to link user crypto balances directly to global payment rails. With more than 90 million merchants now accessible through the Mastercard network, the initiative strengthens the exchange’s presence in regions where crypto usage is already high, and demand for practical off‑ramp tools continues to accelerate.

Pay in crypto. Merchants get fiat (or crypto). Best way to push crypto payments and adoption. https://t.co/Qdo8hs2jYT

— CZ 🔶 BNB (@cz_binance) February 13, 2026

Growing Merchant Access and Regional Strategy

The expansion includes major markets such as Kazakhstan, with potential availability in Moldova and Kyrgyzstan, where Binance services are already active. The company appears focused on jurisdictions that combine rising digital asset adoption with maturing fintech infrastructure. By enabling users to spend crypto at everyday merchants, Binance is positioning the card as a bridge between exchange wallets and real‑world commerce. This approach aligns with broader regional trends, where consumers increasingly seek seamless ways to convert digital assets into local currency for routine purchases.

Kazakhstan Integration Strengthens Local Rails

In Kazakhstan, Binance recently integrated direct Mastercard deposits and withdrawals in the Kazakhstani tenge, tightening the connection between crypto platforms and domestic banking systems. This infrastructure layer is particularly important in markets where users want smoother transitions between digital assets and traditional financial services. The prepaid card automatically converts crypto into fiat at the point of sale, drawing funds from a user’s Spot or Funding wallet and executing real‑time conversion during each transaction.

Virtual‑First Design and Incentive Structure

Under the current global framework, Binance is prioritizing virtual cards that can be linked to Google Pay or Apple Pay for contactless payments. Depending on regional promotions, cardholders may earn between 2% and 8% cashback in crypto on eligible purchases, adding an incentive for active users. The program’s virtual‑first design reduces friction for onboarding and aligns with broader shifts toward mobile‑based financial tools across CIS markets.

The expansion follows earlier regulatory friction, including Mastercard’s temporary pause of its Binance partnership in 2023. Services gradually resumed through 2024 and 2025, culminating in the current rollout. To apply, users must maintain a verified Binance account with completed KYC checks. While the card typically carries no issuance or annual fees, transaction and conversion charges may apply depending on the asset used.