TLDR:
- Megatel Homes launches the MegPrime token after receiving a “no-action” letter from the SEC.
- Newrez will allow the use of digital assets for mortgage risk assessment starting in February 2026.
- New regulation under the Trump administration facilitates the integration of digital assets into housing.
The convergence between digital finance and physical property has reached a new historic milestone. U.S. firms Newrez LLC and Megatel Homes LLC have confirmed that the use of cryptocurrency in the real estate sector will be a fundamental pillar of their business operations moving forward.
Megatel Homes received the green light from the SEC to advance with its MegPrime (MP) token, a digital asset designed to help consumers pay for their homes. Thanks to this ecosystem, tenants can recover up to 100% of their annual rent to use as a down payment on a house.
Meanwhile, Newrez, one of the top five mortgage lenders in the U.S., will implement drastic changes to its credit policies starting in 2026. The company will allow digital asset holdings to count toward mortgage qualification, eliminating the need to liquidate positions.
A New Era for Mortgages and Asset Tokenization
This paradigm shift is made possible by a more favorable regulatory environment under the current administration. The push for using cryptocurrency in the real estate sector is reinforced by FHFA guidelines, which allow for the assessment of digital wealth without forcing sales that trigger high tax bills.
Furthermore, the MegPrime token will not be considered a security or an investment contract by the SEC, providing legal certainty to the project. Users will be able to earn rewards through the daily use of a payment card, accumulating direct benefits for their future homes.
This strategy directly targets the Millennial and Gen Z generations, who hold a significant portion of wealth in digital assets. Therefore, the adoption of cryptocurrency in the real estate sector makes it easier for these young investors to prove their solvency while keeping their investments intact.
In summary, Real World Asset (RWA) tokenization continues to gain ground as an unstoppable trend for the close of 2026. With these initiatives, the real estate market positions itself at the forefront of technological efficiency, offering a much more agile and transparent ownership model.
