TL;DR
- XRP spot ETFs in the United States accumulate over $800 million in net inflows within 13 trading days, making XRP the second-fastest crypto ETF to reach this level after Bitcoin.
- Five issuers compete for institutional flows with aggressive fee structures and differentiated strategies.
- Clearer regulatory conditions and consistent demand strengthen XRP’s position as one of the most active crypto products in U.S. markets.
XRP surpasses $800 million in ETF net inflows, reinforcing its rapid advance among newly listed crypto investment products in the United States. The early momentum signals rising participation from institutional managers expanding exposure beyond Bitcoin and Ethereum, while trading desks highlight increased liquidity across multiple exchanges supporting the new products.
XRP ETF Momentum Builds Across U.S. Markets
XRP ETF inflows continue to grow, supported by steady demand since launch. In thirteen sessions, the products exceed $824 million with zero outflows, an unusual pattern for a recently listed crypto asset. Bitcoin reached the same mark in two trading days in early 2024, while Ethereum required ninety-five sessions.
Five issuers lead this expansion. Canary Capital, Bitwise, Franklin Templeton, Grayscale and 21Shares introduced products with varied cost structures and liquidity profiles. Franklin Templeton offers the lowest management cost at 0.19%, waived for the first $5,000 million in assets. Bitwise removes its fee for the first $500 million during the initial month, while Grayscale keeps a zero-fee period until February 2026 or until its fund reaches $1,000 million.
Market activity shows increasing strength. Several sessions report more than $200 million in combined inflows, suggesting large funds are diversifying into assets with strong liquidity and expanding adoption. Analysts also note growing interest from multi-asset portfolios that seek stable exposure to high-volume networks.
Regulatory Clarity Strengthens Institutional Participation
The SEC–Ripple settlement of August 2025 removed legal uncertainty that had persisted since 2020. With the updated framework, ETF approvals advance through an automatic 20-day activation window, streamlining launches compared with the manually reviewed Bitcoin approvals of 2024.
XRP demand now exceeds inflows into recently listed Solana ETFs, which gathered around $650 million after twenty-five sessions. Large addresses accumulated more than 340 million XRP in two weeks, while exchange balances continue to decline. This shift suggests sustained accumulation by institutional desks and long-term positioning.
The strong performance of XRP ETFs signals a new stage of institutional adoption. If current conditions remain stable, XRP could solidify its role within the regulated crypto investment landscape and retain its position among the products attracting the highest capital flows in the U.S. market.
