Ripple’s payment-focused token continues facing real limitations in everyday utility despite the company’s partnerships with more than 300 financial institutions worldwide. Most banks rely on RippleNet’s messaging tools without touching XRP, avoiding price volatility that complicates liquidity management and accounting.
Even Ripple itself cannot route institutional settlement through XRPL’s decentralized exchange due to compliance restrictions. This creates a gap between promise and real-world adoption at a moment when traders search for altcoins to buy with clear, usable value.
Digitap ($TAP) enters the same weekend with a different type of traction entirely, as its banking-focused crypto presale delivers real utility through a working product and no-KYC financial infrastructure. The platform’s Black Friday campaign is live now, dropping new offers every hour across a 96-hour window with more than $1 million in rotating rewards.
Each widget refresh shows earlier deals that have already been triggered, while new ones continue to unlock all the way until Monday. This creates a level of momentum rarely seen during bearish market weeks, making Digitap one of the best cryptos to buy now as November draws to a close.
XRP vs $TAP – Why Digitap Is the Best Banking Crypto to Buy Now
The XRP Ledger shows weaker activity than expected, even after the regulatory victory many believed would kickstart new levels of growth. Daily active addresses hover around 25,000, far below what a global settlement network would require. Transaction counts remain lower than chains such as Solana. Even Ripple’s CEO recently acknowledged that active wallet usage is down 94 percent from its peak.
The lack of on-chain engagement also limits the value proposition for banks seeking predictable rails. Most institutions prefer stablecoins or fiat-backed settlement lines to volatile tokens that fluctuate sharply during market swings. This raises doubts about XRP’s long-term place in institutional flows despite years of positioning as a cross-border settlement tool.
Digitap approaches the same sector from a fundamentally different angle. The system already functions as a financial product with active utility through instant payments, transfers, and card usage. Also, Digitap grows organically through everyday financial operations accessible to anyone downloading the application.
This model gives $TAP a clearer path to adoption compared with XRP’s reliance on banks that remain hesitant toward exposure to volatile digital assets.
Momentum further separates both assets as Digitap continues advancing through its crypto presale with rising demand. With more than 135 million tokens purchased and over $2.2 million raised, the project has demonstrated real traffic during a period when XRP activity is trending downward. This positions Digitap in an interesting spot for those prioritising utility, momentum, and real-time market movement.
Digitap: World’s First Omni-bank
Digitap operates as an omni-bank platform built to merge fiat and crypto inside a single live application. The system provides instant access to payments, transfers, swaps, and global spending through its integrated no-KYC Visa card. The user maintains full wallet control through self-custody infrastructure while interacting with everyday financial features normally found in traditional banks.
The platform’s single-app, total-control design makes every feature accessible without requiring multiple external tools. Crypto and fiat coexist in real time, which allows immediate movement between currencies without delays or complex setup procedures. This architecture builds steady usage rather than speculative traffic.
Presale performance reinforces the platform’s goals as interest rises throughout the Black Friday weekend. The crypto presale price is now $0.0334 with the next increase set for $0.0361 before progressing toward the $0.14 listing price. Activity remains strong as hourly offers continue unlocking across the 96-hour window. The widget displays past deals and reveals upcoming surprises as the countdown resets each hour.
Digitap’s momentum reflects sustained adoption rather than short-term hype. The combination of a working omni-bank, a global no-KYC card, and rapid-fire weekend offers sets the project apart in a market dominated by stagnating on-chain data. This positions Digitap as one of the best cryptos to buy now during a period where most established networks show reduced engagement.
$1 MILLION in CASH, PRIZES, GIVEAWAYS. BLACK FRIDAY SALE IS LIVE NOW
Why $TAP Leads All Altcoins to Buy This Weekend
The contrast between XRP and Digitap becomes increasingly clear as the weekend starts. XRP’s on-chain activity remains flat despite regulatory clarity, institutional partnerships, and years of positioning as a settlement solution.
Digitap moves in the opposite direction, driven by live utility, nonstop adoption, and a Black Friday event that delivers new hourly offers throughout Saturday and Sunday. This makes $TAP one of the strongest altcoins to buy during a period when utility-first platforms are showing the healthiest growth.
The crypto presale continues at $0.0334 with the next jump to $0.0361 approaching rapidly as hourly rewards multiply. Each widget refresh reveals new deals, driving continuous interest as the $1 million weekend campaign stays in motion.
A working omni-bank, steady inflows, and strong product demand make Digitap the best crypto to buy now as the broader market recalibrates.
Digitap is Live NOW. Learn more about their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
This article contains information about a cryptocurrency presale. Crypto Economy is not associated with the project. As with any initiative within the crypto ecosystem, we encourage users to do their own research before participating, carefully considering both the potential and the risks involved. This content is for informational purposes only and does not constitute investment advice.
