TL;DR
- Market Shift Prediction: Standard Chartered analyst Geoffrey Kendrick forecasts that XRP will outpace Ethereum in market capitalization by 2028.
- Efficiency and Utility: XRP’s design offers a more efficient and cost-effective solution for international transactions compared to Ethereum.
- Institutional and Regulatory Support: Growing investor confidence, enhanced regulatory clarity, and strategic financial moves such as share buybacks are bolstering XRP’s momentum.
Standard Chartered’s leading digital assets analyst, Geoffrey Kendrick, forecasts a major shift in the crypto market. Kendrick predicts that XRP will overtake Ethereum in market capitalization by 2028, driven by its growing utility and expanding role in cross-border payments. This bold prediction signals a potential reshuffling of crypto hierarchies as institutional demand fuels XRP’s rise.
Standard Chartered Analyst Predicts XRP Will Overtake Ethereum by 2028
— Jungle Inc Crypto News (@jungleincxrp) June 19, 2025
Source: Geoffrey Kendrick, Global Head of Digital Assets Research at Standard Chartered
Key Claim: XRP could surpass Ethereum in market valuation within 3 years (by 2028)
🧠Breakdown of XRP Thesis
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Growing Utility and Strategic Positioning
XRP has emerged as a critical solution for international payments. Its robust real-world applications in speeding cross-currency transfers and reducing transaction costs position it as an attractive alternative to legacy blockchain systems.
As financial institutions increasingly seek efficient, reliable blockchain solutions, Ripple’s native coin, streamlined network are uniquely equipped to meet this demand. This focus on global payment infrastructure bolsters the cryptocurrency’s competitive stance in the evolving digital asset landscape.
Institutional Support and Market Momentum
Investor confidence in XRP is rising as institutional players take notice. With enhanced legal clarity and strategic financial moves like notable share buybacks, Standard Chartered highlights the token’s impressive momentum. Growing regulatory approval and positive sentiment further validate the coin’s potential. As institutional investors back blockchain innovations, Ripple’s native coin is set to benefit from increased support and a stronger foothold in global financial systems.
Competitive Edge Over Ethereum
While Ethereum continues to dominate smart contracts and decentralized applications, it faces challenges with scalability and high transaction fees. In contrast, XRP offers a more efficient and cost-effective solution for international payments, making it well-positioned to capture market share.
Analytical insights suggest that persistent scalability issues on Ethereum could create a window of opportunity for XRP to surge ahead, appealing especially to banks and payment service providers alike.
Looking Ahead to 2028
If Ripple’s flagship crypto maintains its upward trajectory, its market cap could soon eclipse Ethereum’s by 2028. This development would not only mark a significant milestone for Ripple but also signal broader acceptance of blockchain solutions in traditional finance.
As the crypto market matures, this prediction underscores the transformative potential of digital assets in reshaping global payment systems, inviting investors to reimagine financial futures. Industry observers believe that this forecast may trigger a reallocation of investment strategies across the crypto market.
