An extended bearish phase has weighed on several major altcoins, with XRP showing limited momentum throughout December. As volatility persists, market participants are reassessing exposure and exploring alternative crypto segments focused on utility rather than short-term price movement.
Within this context, Digitap ($TAP) has gained visibility as an early- stage Web3 project aiming to connect decentralized finance and traditional payment infrastructure. The project’s ongoing presale activity and development milestones have drawn attention during a period when options for portfolio diversification remain constrained.
XRP Declines Over the Past Week as Technical Pressure Persists
XRP recorded a decline of more than 3% over the past week. On December 20, the token traded near $1.93 before losing ground as broader market risk-off sentiment intensified ahead of the holiday period.
Price action saw XRP fall to approximately $1.82 on December 26 before a modest rebound. By December 27, it stabilized around $1.84. Compared with its July peak near $3.65, XRP has experienced a significant retracement, reflecting the broader challenges facing large-cap cryptocurrencies in the current market environment.
Technical indicators remain mixed. XRP’s seven-day Relative Strength Index (RSI) sits near 38, suggesting neutral conditions rather than extreme oversold levels. However, moving averages and MACD readings continue to indicate prevailing selling pressure. A sustained failure to reclaim resistance near $1.93 could leave XRP vulnerable to further tests of support around the $1.81 zone.
Digitap’s Omnibank Model Gains Attention Amid Market Uncertainty
As XRP struggles to regain higher price levels, some investors have shifted focus toward emerging platforms emphasizing functional use cases. Digitap positions itself as an omnibank solution designedto integrate crypto and fiat currencies within a single ecosystem.
The project has released a beta version of its application across Android, iOS, and desktop environments, distinguishing it from initiatives that remain in early conceptual stages. Initial registration reportedly does not require identity verification, with additional onboarding steps available for users seeking access to expanded account features.
Digitap offers virtual and physical Visa-linked cards designed to support crypto spending and conversion to fiat at the point of transaction. According to the project, physical cards enable ATM withdrawals and in-store payments, while virtual cards facilitate online use cases.
In addition, Digitap highlights partnerships with sponsored banking providers to support payment rails such as SEPA, ACH, and SWIFT. The platform reports reduced transaction costs compared with traditional remittance systems, although real-world performance will depend on usage patterns and regional conditions.
New Year Campaign Adds Visibility to the Presale Phase
Digitap’s ongoing presale includes a New Year promotional campaign scheduled to run from December 26 through January 1, 2026. During this period, the project is releasing time-limited offers intended to increase community engagement and awareness ahead of subsequent presale rounds.
Such campaigns are common among early-stage crypto projects and are typically used to support momentum during periods of broader market weakness.
$TAP Token Utility and Presale Context
he $TAP token functions as Digitap’s native utility asset, intended to support transactions, governance participation, and platform incentives.
The project outlines a capped supply of 2 billion tokens and references a token burn mechanism as part of its long-term design
Additional features associated with $TAP include staking programs, fee discounts, cashback initiatives, and governance rights. As of late December, the presale had entered Round 3, with tokens offered at $0.0383. The project has disclosed a planned listing price, though actual market performance following launch will depend on broader conditions, liquidity, and adoption.
Discover more about Digitap’s crypto-fiat payment platform:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
This article contains information about a cryptocurrency presale. Crypto Economy is not associated with the project. As with any initiative within the crypto ecosystem, we encourage users to do their own research before participating, carefully considering both the potential and the risks involved. This content is for informational purposes only and does not constitute investment advice.
