TL;DR
- Stablecoin Surge: USD1 reached a $5 billion market cap, becoming the fifth largest stablecoin and surpassing PYUSD while maintaining a near‑flat $0.9993 price.
- Exchange Momentum: Binance boosted the stablecoin adoption with new margin pairs and a 20% APR Booster Program, pushing liquidity higher and driving $1.7 billion in daily volume.
- Ecosystem Expansion: WLFi launched a lending platform and pursued a national trust bank charter, strengthening the stablecoin’s regulatory stance.
WLFI’s USD1 stablecoin has surged to a $5 billion market capitalization, securing its position as the fifth-largest globally and outpacing PayPal’s PYUSD. The milestone arrived less than a year after launch, supported by exchange incentives, institutional interest, and new lending infrastructure. The broader expansion of World Liberty Financial’s ecosystem has also intensified attention on its regulatory ambitions and credit market strategy.
Binance Incentives Drive USD1 Adoption
Binance accelerated USD1’s visibility by adding TRX/USD1 and USD1/U margin pairs, boosting liquidity and enabling leveraged trading strategies. The exchange introduced a Booster Program, offering 20% APR on USD1 holdings, encouraging traders to integrate the stablecoin into yield-focused activities. Binance projected that liquidity could rise between 15% and 25% in the near term, although it warned that volatility may increase if incentives taper. USD1’s 24‑hour volume reached approximately $1.7 billion, reflecting heightened market engagement as the token climbed into the global top 25 cryptocurrencies.
Trump Family Celebrates USD1 Milestone
Donald Trump Jr., a co‑founder of World Liberty Financial, publicly celebrated the stablecoin’s rapid ascent, calling it built in America and designed for real‑world scale. He highlighted the team’s focus on infrastructure rather than noise, sharing market data that showcased the stablecoin’s growth. Eric Trump also praised the achievement as the stablecoin surpassed PYUSD’s $3.75 billion market cap. Despite the attention, on‑chain data showed the stablecoin remain essentially flat over 24 hours, though it had risen 191% over the previous month.
World Liberty Expands Into Crypto Credit Markets
World Liberty Financial launched World Liberty Markets, a platform enabling lending and borrowing using USD1, USDC, USDT, and tokenized Bitcoin. The move marked a shift from pure stablecoin issuance toward broader financial services. The expansion aligned with a rebound in crypto credit markets, where active DeFi loans reached about $41 billion in late 2025, contributing to a $74 billion lending total across centralized and decentralized platforms.
Regulatory Ambitions Strengthen WLFI’s Position
WLTC Holdings LLC, affiliated with World Liberty Financial, applied to the OCC to establish a national trust bank focused on stablecoin issuance, custody, and conversion. Co‑founder Zach Witkoff said the charter would integrate these functions into a single regulated institution, reinforcing the stablecoin’s rapid growth trajectory.
