TL;DR
- SoFi raised its full-year profit forecast, leading to a pre-market stock increase of 3.8 percent.
- Financial services revenue surged 76 percent, driven by strong member demand for loans and credit.
- Total quarterly revenue reached $950 million, beating expectations as digital platforms attract younger customers.
SoFi Technologies now expects to earn more this year than Wall Street had predicted. The company raised its full-year profit forecast after a strong third quarter. Its announcement also included plans for two new services: cryptocurrency trading and a future stablecoin. The news prompted a positive reaction from investors. The company’s stock price increased by 3.8 percent in pre-market trading following the report.
Chief Executive Officer Anthony Noto confirmed the timeline for these new financial products. “We plan to launch crypto trading this year and the SoFi Stablecoin in 2026” Noto stated. This move places the company directly into the expanding digital asset market.
The decision follows a period of substantial growth for SoFi
Its financial services division brought in $419.6 million in revenue last quarter, a 76 percent rise from the previous year. Noto attributed this to the strong financial health of its members and excellent credit performance. The company also reported record total loan originations of $9.9 billion, driven by demand for personal, student, and home loans. Fee-based revenue grew by 50 percent.
Overall, SoFi’s adjusted revenue was $950 million for the quarter, beating analyst expectations. Its adjusted profit more than doubled to 11 cents per share. The company’s strategy centers on providing digital banking and investment platforms. These products are designed for a generation that manages its money primarily through smartphone applications. The addition of crypto services is a direct response to the growing acceptance of digital assets in mainstream finance.
SoFi Technologies (NASDAQ: SOFI) currently trades at $29.33 USD, reflecting a slight -2.23% correction after a powerful +161% annual rally, positioning the company as one of the top-performing fintech equities of 2025.
The technical structure remains firmly bullish, with support near $27 and resistance around $31.40, indicating a potential breakout toward $34–$36 if buying momentum resumes. On fundamentals, SoFi reported Q3 2025 revenue of $949.6M and net income of $130.9M, surpassing market expectations with EPS of $0.10 versus $0.08 estimated, supported by an 18.5% profit margin and cash reserves exceeding $2.1B.
