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Ripple (XRP) and Stellar (XLM) continue to draw attention for their focus on fast and secure payments. However, amid rising volatility and cautious sentiment, the crypto market increasingly focuses on projects that aim to combine innovation with real-world functionality.
In 2025, one emerging project sometimes referenced in discussions around payment-focused DeFi is Remittix (RTX), which describes itself as a PayFi initiative combining decentralized finance mechanisms with remittance-oriented infrastructure.
While established assets such as XRP and XLM continue to serve distinct niches, Remittix’s peer-to-peer crypto-to-bank transfer model has been cited by some observers for its stated focus on payment integration and expanding use cases.
XRP & XLM Prices Reflect Growing Demand For Real Utility
Stellar (XLM) currently trades at around $0.3529, down 1.72% over the past 24 hours, with a market capitalization of $11.28 billion. Trading volume stands near $113.22 million, a 43.77% decline, reflecting reduced short-term activity under current market conditions.
XRP trades near $2.77, down 0.04%, with a market capitalization of approximately $166.14 billion and 24-hour volume of $2.93 billion, marking a 46.39% decrease.
These movements highlight increased interest in projects emphasizing utility over short-term price narratives. While uncertainty persists around Ripple’s market outlook and XLM’s short-term recovery, some analysts note attention toward newer initiatives introducing technical features and applied use cases.
In this context, Remittix (RTX) is presented by its team as a PayFi-oriented DeFi project aiming to bridge digital asset payments with the traditional banking ecosystem.
Why Remittix (RTX) is drawing attention
As speculative activity slows across parts of the market, Remittix has gained visibility for its stated focus on payment utility and early development updates. According to project materials, it has raised more than $26.7 million and distributed over 672 million tokens during its token sale phase.
According to the project, it has undergone an audit by CertiK and appears on CertiK’s Skynet platform. The team says its model is designed to support global access, with an emphasis on transaction fees, cross-border payment capability, and crypto-to-fiat conversions.
Project-reported updates include:
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Over $26.7 million raised and 672 million tokens distributed (as reported by the project)
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Audit and visibility claims related to CertiK and its Skynet platform (per project materials)
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Wallet beta described as live, supporting 40+ cryptocurrencies and 30+ fiat currencies
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Announced exchange listings on BitMart and LBank (unverified)
Beta Wallet Launch & Global Adoption Plans
The Remittix wallet beta is described by the project as live, allowing users to test transfers from cryptocurrency to bank accounts in more than 30 countries. The application is said to support over 40 cryptocurrencies and 30 fiat currencies.
Exchange Listings & Community Updates
Remittix has announced BitMart and LBank as its initial centralized exchange partners, which the project says is intended to improve liquidity and accessibility after its token sale phase.
The project has also described marketing incentives, including a giveaway and referral program.
As discussions around Ripple and Stellar continue, Remittix (RTX) represents another approach to payment-focused blockchain development, combining elements of remittance infrastructure, DeFi components, and third-party security auditing as described by its team.
Project links (for reference):
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
This outlet is not affiliated with the project mentioned. This article is for informational purposes only and does not constitute financial or investment advice.
