Ripple’s XRP continues to command attention in the evolving PayFi sector as investors look toward payment-driven blockchains that offer real-world financial utility. XRP’s steady presence in cross-border settlements and partnerships with major banks have made it a long-standing player in the crypto payment ecosystem.
Recent global market uncertainty, fueled by new tariff threats and American regulatory uncertainty, have led investors to reevaluate where blockchain value actually resides.
Meanwhile, Stellar (XLM) and new entrants like Remittix (RTX) are emerging as viable low-cost investment opportunities under $1, attracting both retail and institutional investors searching for value-backed tokens with measurable adoption potential.
Ripple and Stellar Market Snapshot
Global markets risked off on October 10th after news that then-U.S. President Donald Trump would impose a “massive increase” in tariffs on Chinese imports, frightening trade war fears.
Stocks and crypto fell the Nasdaq by 3.56%, the S&P 500 by 2.71% and crypto firms like Coinbase and MicroStrategy by up to 10%. XRP and Stellar (XLM) fell as well, illustrating the extent to which macro risks continue to weigh down liquidity in payment-focused tokens.
Ripple (XRP) is currently worth $2.43, which is down 2.76% in the last 24 hours. It has a market cap of $167.4 billion and daily trading volumes of $4.79 billion, which is a drop of 33.56% from the previous day.
Stellar (XLM), on the other hand, has remained a strong competitor in the payment layer space, offering low fees and near-instant finality through its advanced hashgraph technology. XLM is currently trading at around $0.3224, up by 2.33% in the last 24 hours. It has a market cap of $4.17 billion and a daily trading volume of $238.4 million, which is down 19.63%.
Remittix (RTX): The Rising PayFi Challenger
Remittix is rapidly gaining recognition as one of the most promising utility-based cryptocurrencies of 2025. Currently priced at $0.1166, Remittix has raised over $27.3 million in its presale, selling more than 677.4 million tokens.
The recent cycle of market fluctuations tied to Trump’s tweets regarding tariffs and the recent U.S. government shutdown has reaffirmed investor interest in essentials-driven projects. With regulators like the SEC operating on reduced capacity, investors are moving into assets that have tangible payment use cases and Remittix is quickly establishing leadership in the field.
The project’s goal is to make crypto-to-bank transfers seamless across 30+ countries, supporting 40+ cryptocurrencies and 30+ fiat currencies through real-time FX conversion.
The Remittix Beta Wallet is already live, allowing users to test its global payment functions, making it one of the most practical DeFi wallets in the market. With upcoming centralized exchange listings on BitMart and LBank, liquidity and market exposure should become much more substantial post-presale.
To further enhance credibility, Remittix has been audited by CertiK and ranked #1 of pre-launch tokens, enhancing investor confidence and transparency.
How Remittix Is Shaping the Next Wave of PayFi:
- Over $27.3 million raised during presale.
- 677.4 million+ tokens sold across multiple stages.
- Beta Wallet Live with 40+ crypto and 30+ fiat support.
- Upcoming listings confirmed on BitMart and LBank.
- $250,000 community giveaway and 15% referral rewards in USDT.
As the market evolves, tokens under $1 with clear real-world value like Remittix and Stellar could present some of the most attractive entry points for investors seeking sustainable growth beyond speculation.
While global economies react to fiscal and trade volatility, technologies enabling real-world payments and financial connectivity such as Remittix, Stellar and Ripple may be more resilient options amidst shifting global economic conditions.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
This article contains information about a cryptocurrency presale. Crypto Economy is not associated with the project. As with any initiative within the crypto ecosystem, we encourage users to do their own research before participating, carefully considering both the potential and the risks involved. This content is for informational purposes only and does not constitute investment advice.
