TL;DR
- Revolut removes all fees on USD-to-stablecoin swaps for 65 million global users, allowing 1:1 conversions up to €500,000 monthly.
- The service spans six major blockchain networks, including Ethereum and Solana, offering seamless fiat-to-crypto transactions.
- Revolut helps small and medium enterprises in volatile markets preserve capital while enabling cross-border payments and remittances efficiently.
Revolut has launched fee-free USD-to-stablecoin swaps for its users, a move that eliminates traditional frictions in converting fiat to digital assets. Users can exchange up to €500,000 every 30 days at exact 1:1 rates without spreads or hidden costs. The service supports six blockchain networks, including Ethereum, Solana, and Tron, enabling fast, fee-less transfers and making crypto more accessible for everyday business operations.
Regulatory Compliance Enables Seamless Crypto Access
The Cyprus Securities and Exchange Commission (CySEC) has granted Revolut a Markets in Crypto-Assets (MiCA) license, allowing operations across the European Economic Area (EEA). Revolut also secured registrations with Spain’s Bank of Spain and De Nederlandsche Bank, paving the way for full MiCA authorization. Users can convert USD into stablecoins instantly and hold them for working capital, remittances, or cross-border transactions without worrying about local currency depreciation.
USDC remains a key focus, pegged at $1.00, with a circulating supply of 75.9 billion tokens and a market cap of $75.89 billion. Revolut CEO Nik Storonsky describes this feature as a practical gateway for integrating crypto into daily business workflows.
SMEs Gain New Financial Flexibility
Small and medium enterprises in high-inflation regions, such as Turkey, benefit from this zero-fee system. Leonid Bashlykov, Revolut’s Head of Crypto, emphasizes the simplicity of fiat-to-crypto conversions without traditional banking delays. This offering allows businesses to safeguard their funds against currency devaluation while accessing international payment channels seamlessly.
Revolut’s wealth division, which includes crypto trading, commodities, and savings, recorded a 298% year-over-year revenue growth, driven largely by increased crypto activity and the launch of Revolut X, a desktop trading platform with zero maker fees and low taker fees. The platform now covers 30 additional European countries, offering advanced analytics and TradingView chart integration for professional traders.
Alongside product expansion, Revolut has forged partnerships with MetaMask developer Consensys and Ledger, enabling users to buy crypto directly from Web3 wallets or through Ledger Live. Cold storage solutions, encrypted support, and risk monitoring tools ensure fund security. With plans for further banking licenses in Europe, potential US expansion, and strategic investments, Revolut continues positioning itself as a leading global fintech innovator.
