TL;DR
- Crypto.com and Stripe partner for global crypto payments integration.
- Merchants can accept crypto, settled as local fiat automatically.
- Builds on Stripe’s existing stablecoin accounts and subscription features.
Crypto.com announced a new alliance with Stripe to expand crypto payments for businesses worldwide. The deal brings Crypto.com Pay into Stripe’s checkout stack and adds card-based onramps so customers buy cryptocurrency with credit or debit cards. Stripe also converts crypto receipts into local currency during routine bank deposits, which gives merchants fiat settlements without extra steps.
The companies unveiled the collaboration on January 6, underscoring a push to connect card rails with on-chain settlement. Crypto.com positions the integration as a way to widen access to stablecoins and major tokens across retail and enterprise channels. Joe Anzures, General Manager for the Americas, said the exchange aims to lower friction for everyday purchases and corporate workflows.
Stripe embeds Crypto.com Pay as an additional checkout option
Shoppers pick a supported token, submit payment, and complete KYC where required. Stripe then clears funds to merchant accounts in fiat through its existing payout cycle. Teams avoid new bank links or manual conversions, which shortens reconciliation and limits operational risk.
On the funding side, Crypto.com taps Stripe’s card processing so users purchase digital assets directly with cards. U.S. coverage expands first, with more markets to follow after risk reviews and licensing checks. The approach mirrors card-to-crypto flows seen in retail brokerage apps, while keeping settlement and refunds inside Stripe’s billing and dispute tools.
Stripe has built crypto rails over the past year
In October, the company introduced a stablecoin subscription feature, enabling automated recurring payments for software and media providers. The firm also rolled out stablecoin accounts across more than 100 countries, letting businesses hold balances tied to dollar-pegged tokens and sweep back to bank accounts as needed. Co-founder John Collison has argued stablecoins improve money’s usability when paired with bank partners and clear compliance rules.
Crypto.com continues to broaden its footprint as well. The exchange joined the Dubai Multi Commodities Centre (DMCC) to explore tokenization for global commodities markets. It also partnered with ERShares and Signal Markets on a prediction-market initiative, with plans to operate under Crypto.com | Derivatives North America (CDNA) as a CFTC-registered venue once approvals align.
