An independent attestation report conducted by Deloitte, one of the “Big Four” accounting firms, verified that Ripple’s U.S. dollar-denominated stablecoin, RLUSD, is backed by highly liquid reserves. The document, covering February 2026, confirms that RLUSD is overcollateralized and fully complies with the NYDFS regulatory framework. The audit, as of February 27, reveals that the reserve maintained a market value of $1,568,986,016 against 1,495,023,851 RLUSD units, validating its 1:1 backing.
This external validation is crucial for Ripple to differentiate itself in the competitive stablecoin market, setting a high industry standard for compliance by completely segregating the company’s own funds from the reserves. Jack McDonald, CEO of Standard Custody, highlighted RLUSD’s active utility in global “financial plumbing.” Coinciding with the audit, RLUSD has seen a wave of new partnerships to streamline payment flows with companies such as Baco Genial, Nomad, and Attrus, in addition to securing listings on major global platforms like iTrustCapital, HashKey Exchange, Ripio, and Bitkub.
RLUSD has demonstrated financial solidity, and its ecosystem is expanding rapidly. The Deloitte report ratifies its reliability just as AI agents begin executing autonomous payments with RLUSD on the XRP Ledger through the facilitator t54ai x402. The next step is the sustained growth of its adoption and utility.
Source:https://goo.su/6sr4t
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