TL;DR
- Financial performance: Revolut reported $6 billion in revenue, $2.3 billion in profit before tax, and $1.7 billion in net profit, marking its fifth straight profitable year with 38% margins.
- Customer growth: Revolut added 16 million users, lifted total balances to $67.5 billion, and processed $1.7 trillion in transactions, while business accounts reached 767,000.
- Expansion strategy: Revolut expanded licensed banking to more than 30 markets, including the U.K., and filed for a U.S. license.
Revolut delivered another year of strong financial momentum in 2025, reporting record results as the company expanded its reach across global markets. The fintech said its latest performance reflects rising customer activity, broader product adoption, and continued progress in securing banking licenses. The bank appears focused on scaling its platform while strengthening its position in both retail and business services.
Revenue Growth and Profitability Strengthen
Revolut reported a 57% jump in profit before tax to $2.3 billion, supported by a 46% rise in revenue to $6 billion. The company also posted $1.7 billion in net profit, marking its fifth consecutive year in positive territory. Margins improved to 38%, underscoring the firm’s ability to convert higher activity into sustained earnings. The firm said the gains were driven by a wider mix of services that continue to attract users across multiple regions.
Expanding Product Mix Drives Income
Growth came from a diversified set of business lines. Card payments, subscriptions, foreign exchange, and wealth products each contributed meaningful income, helping Revolut reduce reliance on any single segment. The company noted that eleven business lines generated more than $135 million each, highlighting the depth of its revenue sources. The bank also continues to build out its crypto offering, including its dedicated exchange, Revolut X, which remains part of its broader strategy to serve active digital asset users.
Customer Activity Reaches New Highs
Revolut saw a sharp increase in customer engagement throughout 2025. Total balances rose 66% to $67.5 billion, and transaction volume reached $1.7 trillion. The company added 16 million retail users, bringing its total to 68.3 million, while business accounts climbed to 767,000. The firm said these trends reflect growing trust in its platform and rising demand for integrated financial services.
Regulatory Progress and Long‑Term Plans
Revolut now operates as a licensed bank in more than 30 markets, including the U.K., which granted approval earlier this month. The company has also filed for a U.S. banking license as part of its expansion strategy. Looking ahead, Revolut plans to invest $13 billion over five years and aims to reach 100 million customers by 2027.
