TL;DR
- AllUnity launches CHFAU, a Swiss Franc stablecoin fully backed by reserves.
- The token is registered with BaFin as electronic money under German supervision.
- Designed for institutional use by banks, asset managers, and corporate treasuries.
AllUnity has introduced CHFAU, a Swiss franc–denominated stablecoin, and placed it under Germany’s financial supervision framework. The company issues the token with full backing in Swiss franc reserves, maintaining a 1:1 structure between digital units and fiat holdings. In addition, the asset operates on Ethereum as an ERC-20 token, which allows integration with existing custody and payment infrastructure.
The firm structured CHFAU for institutional activity. Banks, asset managers, and corporate treasury desks require digital cash instruments that comply with European regulation. Therefore, AllUnity registered the product under BaFin as an e-money instrument and aligned reserve management with supervisory standards. The issuer states that the token supports payments, settlements, and treasury transfers between regulated entities.
“In response to strong demand for a compliant digital Swiss Franc, we progressed from concept to launch in a matter of months, demonstrating the strength and scalability of AllUnity’s multicurrency platform,” Alexander Höptner, CEO of AllUnity
AllUnity functions as a joint venture between DWS, Galaxy, and Flow Traders. The group previously released a euro-denominated stablecoin and now broadens its currency offering. Meanwhile, the broader stablecoin sector continues to expand beyond dollar-linked tokens. Dollar-based assets still hold the largest share of market value, yet issuers increasingly test alternatives tied to other national currencies.
Swiss franc demand shapes digital asset strategy
Investor allocation trends support the timing of the launch. Several major banks favor the Swiss franc as a haven currency, often ranking it above the Japanese yen in defensive portfolios. Morgan Stanley recently compared the franc to gold and projected appreciation against the U.S. dollar. Likewise, Goldman Sachs and Bank of America have indicated preference for franc exposure during periods of currency stress.
A haven currency attracts capital when markets face fiscal strain or volatility. Switzerland maintains low public debt and a stable monetary framework. As a result, global investors treat the franc as a store of value during uncertainty.
“CHF is an overlooked, under appreciated asset safe haven asset that looks set to appreciate more substantially and speedily than investors think and markets anticipate,” the bank said this week.
CHFAU links digital settlement infrastructure with a currency that institutions already trust. Consequently, AllUnity offers regulated access to Swiss franc liquidity in tokenized form. The product reflects a shift in capital allocation toward compliant digital instruments tied to traditional reserve currencies.
