Wallet in Telegram has rolled out an Earn option for USDT that lets users generate yield inside the app via Affluent smart vaults, according to a Feb. 26 report and a related post shared by Coin Bureau on X.
⚡️TELEGRAM WALLET LAUNCHES ON-CHAIN YIELD
Wallet in Telegram, embedded within Telegram, is rolling out yield for $BTC, $ETH, and $USDT via TON Wallet.
Founder Andrew Rogozov said, “we're bridging the gap between sophisticated DeFi protocols and hundreds of millions of users.” pic.twitter.com/X18kCR5cGb
— Coin Bureau (@coinbureau) February 26, 2026
The rollout is positioned as a simplified access layer to DeFi-style strategies, surfacing indicative, variable APY of up to 3.5% alongside terms and risk disclosures in-app. The same reporting draws a clear boundary on scope: yield for Bitcoin and Ethereum is not yet live, even if those assets are referenced in broader Earn conversations. Risks flagged include smart-contract issues, counterparty exposure within integrated strategies, and stablecoin depeg risk, with availability potentially constrained by jurisdiction.
Next, stakeholders will watch for product updates that confirm whether BTC and ETH yield will launch, which providers and rates would apply, and how guardrails evolve as the Earn surface scales. The reporting also points to separate TON-ecosystem incentives tied to Ethena’s USDe and staked tsUSDe that should not be conflated with the USDT vault rollout.
Source: Coin Bureau (X).
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