KuCoin Introduces Hold to Earn, Turning Trading Balances Into Always-On Rewards

TL;DR

• KuCoin launches “Hold to Earn,” a function that generates daily rewards on assets held across trading accounts.
• It eliminates the friction of manual “Earn” subscriptions or transferring funds between accounts.
• It currently offers an enhanced APR of up to 3.2% on USDG balances.

KuCoin announced Hold to Earn, a new earning function built directly into the trading experience—designed to help users keep capital active without changing how they trade. With Hold to Earn enabled, eligible assets held across Funding, Trading (Spot), Margin, and Futures accounts can generate daily rewards while remaining available for trading, transfers, or withdrawals at any time.

The function is built for users who want to stay market-ready. Hold to Earn opens a new rewards stream inside the accounts users already trade from. Instead of moving funds into separate earning products or choosing between yield and flexibility, users can keep balances available for opportunities—while rewards accrue automatically in the background.

We built Hold to Earn for a simple reason: Idle capital is a missed opportunity.

Now live: Your available balance earns rewards automatically. No lock-ups. No transfers. Just active liquidity.

Trade when you want. Earn while you wait. ⚡️https://t.co/eF68UeLV8y pic.twitter.com/g2TTUYhoPJ

— KuCoin (@kucoincom) February 4, 2026

Rewards are calculated using the daily average balance of eligible assets and are distributed daily after activation. Assets that are frozen under pending spot, margin, or futures orders will pause earning while they’re committed to an order—so funds remain fully functional for trading when execution matters.

Innovation in Exchange-Integrated Yield

For the industry, Hold to Earn delivers an innovation in exchange-integrated yield by removing two long-standing sources of friction: manual “Earn” subscriptions and account transfers. By keeping earning natively within trading accounts, Hold to Earn enables a simple principle: capital stays productive until the moment an order is placed—supporting more efficient balance management for both active traders and long-term holders.

Hold to Earn is live now and fully integrated across the KuCoin website and mobile app. Currently, users can earn an enhanced APR of up to 3.2% on USDG available balances.

The function eliminates the need to choose between keeping funds ready to execute trades or seeking passive returns. Traders can respond to market movements immediately without sacrificing rewards accumulated during idle periods. The system automatically detects when funds are allocated to orders and adjusts reward calculations accordingly.

Native integration across multiple account types—Funding, Spot, Margin, and Futures—provides broad coverage without requiring manual fund consolidation. Users maintain complete control over their assets while accruing yield on daily average balance, creating a passive earning model that doesn’t interfere with active trading strategies.