Interactive Brokers Opens the Door to Stablecoin Deposits for Client Accounts

TL;DR

• Stablecoin funding: Interactive Brokers now lets clients deposit USDC around the clock through a ZeroHash integration, with Ripple USD and PayPal USD support coming soon.
• Faster transfers: The firm says stablecoins solve cross‑border funding delays, offering near‑instant settlement, lower costs, and quicker access to trading compared to traditional wires.
• Market momentum: Stablecoin activity surged in 2025, with $33 trillion in global transactions, rising market caps, and increased usage on platforms like Revolut following the GENIUS Act’s regulatory clarity.
  

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Interactive Brokers is expanding its crypto capabilities by allowing clients to fund brokerage accounts with stablecoins that are automatically converted into US dollars. The move introduces a faster, always‑on alternative to traditional funding methods and reflects rising demand for quicker capital transfers as digital assets become more embedded in global finance.

Your funding doesn’t need banking hours. ⏰

Stablecoin deposits = 24/7 account funding @ Interactive Brokers

See how 👉 https://t.co/UVuCfRo5ec#stablecoins #CryptoFinance #IBKR pic.twitter.com/TpdVSsdVF7

— Interactive Brokers (@IBKR) January 15, 2026

Stablecoin Deposits Introduced Through Zerohash Partnership

The brokerage partnered with ZeroHash to enable 24/7 USDC deposits across multiple blockchain networks. Once received, the stablecoins are converted into dollars and credited directly to client accounts, eliminating delays and cut‑off times tied to fiat wire transfers. Interactive Brokers said support for Ripple USD and PayPal USD is expected next week, broadening the range of stablecoins available. The firm first introduced USDC funding for retail accounts in December and has previously explored issuing its own stablecoin. It said the new funding option addresses a critical pain point for investors who operate across borders.

Faster Transfers Aim to Reduce Costs and Improve Flexibility

Traditional wire transfers can take days to settle and often involve high fees, while stablecoins allow near‑instant movement of funds at lower cost and without banking‑hour restrictions. CEO Milan Galik said stablecoin funding gives international investors the speed and flexibility required in today’s markets. Clients can transfer funds and begin trading within minutes while reducing transaction costs. Interactive Brokers began offering crypto trading services in 2021, initially supporting Bitcoin and Ether before expanding to Solana, XRP, and other tokens.

Growing Demand for Faster Capital Movement

Interactive Brokers’ expansion comes as clients increasingly seek quicker ways to move capital into trading accounts. Stablecoins have gained significant traction globally, with governments, banks, and financial institutions exploring their use for payments and settlements throughout 2025. Data from DefiLlama shows total stablecoin market capitalization has climbed above $310 billion, rising sharply from a year earlier.

Stablecoin Activity Surges Amid Regulatory Clarity

Global stablecoin transaction value reached $33 trillion in 2025, a 72% increase from the previous year, according to Bloomberg data compiled by Artemis Analytics. USDC processed $18.3 trillion in transactions, while USDT handled $13.3 trillion and maintained a $187 billion market cap. The surge followed passage of the GENIUS Act in July 2025, which provided the first comprehensive U.S. regulatory framework for payment stablecoins. Revolut also saw stablecoin usage accelerate, with payment volumes climbing 156% year over year to roughly $10.5 billion.