Obtaining a cryptocurrency authorization in the United States is essential for companies planning to operate a crypto license-regulated exchange, wallet service, payment solution, or digital asset platform. The U.S. regulatory system is multi-layered: companies must comply with federal requirements through FinCEN and state-level obligations involving Money Transmitter Licenses (MTLs).
Although complex, this framework ensures high standards of transparency, investor protection, and AML/CFT compliance, making the U.S. one of the most respected markets for crypto businesses.
Advantages of a U.S. crypto license
The U.S. market is the global center for financial innovation and capital, making proper licensing a strategic advantage for growing companies.
Key benefits include:
- Access to the world’s largest base of crypto users and financial institutions.
- Strong trust from banks, investors, and partners due to strict compliance standards.
- Ability to operate in multiple states after obtaining the required MTLs.
- Clear regulatory protections that reduce legal risks and ensure operational continuity.
These advantages make the U.S. a high-value jurisdiction for scalable digital asset projects.
Core federal and state requirements
To obtain authorization in the U.S., organizations must meet structured yet demanding regulatory expectations.
The main requirements include:
- Registration as a Money Services Business (MSB) with FinCEN.
- Obtaining Money Transmitter Licenses (MTLs) in each state where services are offered.
- Implementation of AML/KYC programs, transaction monitoring, and reporting procedures.
- Formation of a U.S. legal entity, typically a Delaware corporation or LLC.
- Meeting capital, bonding, cybersecurity, and internal control requirements.
These obligations ensure that licensed companies operate responsibly and maintain trust with regulators and clients.
Taxation for U.S.-licensed crypto companies
The U.S. tax system applies both federal and state-level rules, making compliance essential from day one.
Key tax considerations include:
- Federal corporate income tax at 21%, plus state-level taxation depending on jurisdiction.
- IRS treats cryptocurrency as property, requiring detailed reporting of gains and losses.
- Possible franchise taxes, withholding obligations, and payroll taxes.
- Mandatory accounting, audit readiness, and accurate documentation of crypto transactions.
Such a framework ensures transparency and financial stability for businesses operating in the U.S.
Prifinance: Your partner in U.S. crypto licensing
Prifinance is an international consulting firm with extensive experience in financial licensing, AML compliance, corporate structuring, and fintech regulation. For more than 15 years, the company has helped clients navigate complex multi-jurisdictional licensing environments, including the demanding U.S. regulatory landscape.
The firm offers end-to-end support covering business model analysis, federal MSB registration, state-by-state MTL applications, preparation of AML/KYC policies, and representation before regulators. Prifinance specialists assist with risk management, cybersecurity requirements, bonding, reporting obligations, and tax planning, ensuring that clients achieve full compliance and maintain regulatory stability over the long term.
This comprehensive approach helps companies minimize delays, avoid legal complications, and build a strong presence in the U.S. virtual asset market with confidence.
Start your U.S. licensing process today
Entering the U.S. crypto market requires a well-planned strategy, thorough preparation, and a deep understanding of both federal and state regulations. Professional support significantly increases the chances of successful authorization and reduces compliance risks.
To receive personalized guidance and begin building a fully compliant and scalable crypto business, visit the link and get expert assistance from Prifinance.
Press releases or guest posts published by Crypto Economy have been submitted by companies or their representatives. Crypto Economy is not part of any of these agencies, projects or platforms. At Crypto Economy we do not give investment advice, if you are going to invest in any of the promoted projects you should do your own research.
