The end of September also marks the close of a volatile period for the crypto market, with token sales again drawing attention. BlockDAG (DAG) has been discussed alongside a reported token price of $0.0013, while Digitap ($TAP)—which describes itself as an “omnibank”—says it is onboarding users beyond the crypto market.
Commentary around both projects has increased ahead of Q4, though any comparison depends on execution, adoption, and market conditions.
BlockDag: Early-Stage Interest and Execution Questions
BlockDAG is described by its promoters as a “scalable DAG network” intended to compete with established blockchain designs. The project has been marketed through a late-stage token sale, with a reported token price of $0.0013 and a future exchange listing discussed by the project and community. As with many early-stage crypto projects, questions raised by market commentators typically center on adoption, delivery against a roadmap, and the availability of verifiable partnerships.
Some comparisons have been made to earlier periods in other layer-1 ecosystems, but outcomes can differ significantly depending on timing, liquidity, and product-market fit. Any utility claims or timelines remain subject to delivery and external market conditions.
Digitap: Product Claims and Payments Positioning
Digitap positions itself as a service that connects crypto features with everyday payments. Project materials indicate it targets users beyond the crypto market and includes functionality intended for payments and cross-border use. The project also claims its product can reduce cross-border payment costs versus an industry average of 6.2%, in some cases to under 1%, though fees and availability can vary by corridor, provider, and user profile.
Digitap says its service is supported through Visa-related payment rails and is available via Google Pay and Apple Pay, and that it allows users to hold both crypto and fiat in a single wallet with conversion features.
Digitap also markets privacy-related features and multi-currency account functionality (such as multi-currency IBAN support). As with any financial service, identity checks and feature availability may depend on jurisdiction, counterparties, and compliance requirements.
Some commentators argue these features could be relevant to a broader user base, but real-world impact would depend on regulatory approvals, distribution, and sustained usage.
The $TAP Token Sale: Tokenomics Described by the Project
Digitap’s materials describe a token model that includes buybacks and burns funded from a share of platform profits (reported as 50%). Such mechanisms can affect supply dynamics, but they do not guarantee price performance and depend on revenue, execution, and market conditions.
The project also describes a staged token sale with changing prices between stages. Any future pricing, stage changes, or launch timing can change and should be treated as project-reported information rather than a prediction.
Digitap also promotes staking incentives, including a stated maximum staking APR (reported as up to 124%). Staking rates, eligibility, lockups, and risks can vary, and advertised rates are not guaranteed.
| Metric | Details |
| Stage Price | $0.0125 |
| Next Stage Price | $0.0159 |
| Tokens Sold | Over 31.6 million |
| Fundraising Goal | $10 million |
Assessing the “Banking Token” Narrative
Broader narratives around “banking tokens” and fintech-crypto convergence have drawn attention, but they can include highly speculative assumptions. Comparing projects like BlockDAG and Digitap involves different risk profiles, maturity levels, and product claims, and none of these factors can be used to reliably forecast market outcomes.
Statements about becoming a top-ranked cryptocurrency or achieving large multiples are inherently uncertain and should be treated as speculation rather than expectations. Readers should consider that early-stage token projects can face significant technical, regulatory, and market risks.
Website: https://Digitap.app
Social: https://linktr.ee/digitap.app
This outlet is not affiliated with the project mentioned. This article is for informational purposes only and does not constitute financial or investment advice.
