In the fast-moving crypto market, cheap tokens often spark conversations about potential outsized returns. Investors are constantly questioning what crypto to buy now, and three names are standing out in 2025.
XRP is showing bullish signs, Dogecoin is witnessing heightened whale activity despite near-term weakness, and Mutuum Finance (MUTM) is climbing fast in its presale.
Together, these altcoins are being closely followed as the best cryptos to buy now, with many market watchers arguing that they could deliver millionaire-making gains.
XRP Price Momentum Building
XRP has been gaining attention as trading has intensified around $3.10, moving between $2.99 and $3.11 in the last 24 hours. The token’s market cap has reached $185.6 billion, reflecting how significant its presence is on crypto charts. Analysts have pointed to similarities between XRP’s current trajectory and its explosive 2017 run, a period that delivered massive growth before cooling off.
Momentum has been strengthening as XRP broke above a long-term descending resistance line, showing resilience after briefly touching $2.69 earlier this month. Market watchers are now asking whether this breakout will sustain, since the coin has already reclaimed the $3 zone. Consequently, XRP is being labeled by traders as a top crypto to buy, while also stirring conversations about whether it is the best cryptocurrency to invest in this year.
Dogecoin Accumulation Despite Weakness
Dogecoin is currently trading around $0.2756, down 1.65% over the past 24 hours. Its trading volume has dropped by 32%, reflecting some cooling momentum. Yet accumulation trends are telling a different story. Whales holding between 1 million and 10 million DOGE have collectively added 158 million coins, and short-term holders are also increasing their positions.
Traders are closely monitoring $0.2698 as support and $0.2914 as resistance, where liquidation levels are clustered. Over-leveraged short positions are dominating, signaling that sellers believe prices won’t push above $0.2914 soon. Even so, DOGE continues to remain one of the best cheap crypto to buy now for those betting on its long-term cycle repeating.
Mutuum Finance Presale Gains Traction
Mutuum Finance (MUTM) is emerging as a new cryptocurrency that is attracting major investor attention. The project has already raised $16,150,000 since its presale began, bringing in 16,470 holders. Phase 6 is now underway, pricing each token at $0.035, up from the first phase price of $0.01. This represents a 250% increase, and early backers are already seeing strong paper gains.
The phase is selling quickly, and once Phase 7 opens, the price will rise another 14.3% to $0.04. The eventual listing price is set at $0.06, meaning current buyers could see about 371% returns after launch.
The team is building a decentralized borrowing-and-lending platform designed for both pooled liquidity (P2C) and peer-to-peer (P2P) loans. This two-market model is giving users flexibility between instant access and custom loan terms. Depositors receive mtTokens that accrue yield, while borrowers post collateral and unlock liquidity without giving up custody. This design is positioning Mutuum Finance as a practical tool for crypto investing.
Mutuum has recently completed its CertiK audit, scoring 90/100 on TokenScan, a sign of solid security practices. In addition, the project has introduced a Bug Bounty Program with $50,000 in rewards, covering critical to low-severity issues. A new dashboard has also gone live, featuring a leaderboard that tracks the top 50 holders who will receive bonus tokens for keeping their positions.
Investor engagement is also rising through incentives. The team has announced a $100,000 giveaway, split across 10 winners who each take home $10,000 in MUTM. Eligibility requires a minimum $50 presale investment. These initiatives are adding to excitement around the token, while also encouraging stronger community participation.
By structuring liquidity management carefully, Mutuum is introducing borrow caps, deposit limits, and liquidation thresholds to protect solvency. Combined with over-collateralization and enhanced collateral efficiency features, the protocol is seeking to balance growth with stability. These safeguards make it appealing to those exploring what is the best cryptocurrency to invest in during a volatile period where crypto prices today remain unpredictable.
Final Word On Millionaire Potential
These 3 Cheap Cryptos Could Make You a Millionaire, but their paths differ. XRP is advancing on bullish momentum, Dogecoin is seeing whale-led accumulation despite short-term weakness, and Mutuum Finance is expanding rapidly through its presale.
For investors searching what crypto to buy now, MUTM stands out as the new crypto coin combining product utility with early growth. Those considering the best cryptos to buy now will be watching closely as the presale races toward its next phase.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
This article contains information about a cryptocurrency presale. Crypto Economy is not associated with the project. As with any initiative within the crypto ecosystem, we encourage users to do their own research before participating, carefully considering both the potential and the risks involved. This content is for informational purposes only and does not constitute investment advice.
