XRP price is holding near $2.94, but recent trends suggest traders are starting to question its short-term upside. Although many XRP price prediction models still target a strong year-end rally, several fundamental and on-chain data points raise concern. At the same time, a growing number of investors are rotating into alternatives like Remittix (RTX), a PayFi project promising bullish potential.
Declining Ecosystem Metrics Weaken Xrp Price Prediction Outlook
Alongside rising exchange inflows, data from DeFiLlama shows that XRP Ledger’s (XRPL) Total Value Locked (TVL) has dropped from $120 million to just under $98 million over the past two months. That is a clear sign that developers and users are pulling capital from the ecosystem.
Decentralized exchange (DEX) volume on XRPL has also collapsed, now hovering near $2.3 million daily. These shifts suggest XRP is entering a quieter phase in its cycle. In prior bull markets, coins with explosive community interest often led rallies. XRP’s reduced visibility may make it more susceptible to price swings driven by macro conditions or whale activity, rather than user growth.
Remittix Gains Momentum As Payfi Alternative To Xrp
As XRP price prediction narratives cool, early-stage PayFi token Remittix (RTX) is generating serious buzz. Remittix has now raised over $24,6 million, sold over 652 million tokens and is currently priced at $0.1050. It announced two centralized exchange listings, BitMart after crossing the $20 million milestone, and LBANK after $22 million, positioning it for increased market access.
Here is why many now favor RTX over XRP:
- Real-World Payment Utility: Remittix enables users to pay into bank accounts worldwide using crypto, making it a practical bridge between DeFi and fiat systems
- Credible Exchange Listings: Remittix has secured BitMart and LBANK
- Product Progress Ahead of TGE: The team is delivering real product features before token generation, including a mobile-first wallet with FX conversion
- High Credibility: The platform is CertiK audited, which gives investors confidence in its technical security and transparency
- Adoption-Ready Infrastructure: Remittix is already prepared for global payment adoption due to its integrations across 30+ countries
Compared to XRP’s weakening on-chain signals, Remittix’s growth looks more achievable to retail and strategic investors.
Conclusion
While the XRP price prediction still shows upside potential if key support holds, the weakening data behind its ecosystem and retail engagement cannot be ignored. Institutional volume may spark a rally, but many investors are not waiting around. Instead, they are pivoting to real-utility tokens like Remittix that combine product progress, exchange listings and credible market expansion. As XRP navigates uncertainty, Remittix is building for adoption.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
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