TL;DR
- Stable launched StablePay, a mobile app offering international payments in USDT with no fees. It is available on the App Store and Google Play.
- The platform includes StableEarn, a feature to generate yields on idle USDT balances directly from the app.
- Users can send and receive payments using a StableName, email, or phone number — no wallet addresses required.
Stable launched StablePay, presenting it as a mobile application designed for everyday payments in USDT on a global scale, with instant transfers, no fees, and availability from anywhere in the world. The platform aims to eliminate the complexities and friction that still characterize cross-border payments: delays, costs, multiple steps, and the difficulty of managing wallet addresses.
The proposal targets a concrete problem: stablecoins make it possible to move value in seconds across the world, but the experience of sending money abroad remains cumbersome for the average user. StablePay will attempt to put an end to that problem.
— Stable (@Stable) July 15, 2026
StablePay Ditches Wallet Addresses
One of the app’s core elements is StableName, a simple identifier that replaces traditional wallet addresses. With this system, users can send and receive USDT using a username, email address, or phone number. The removal of long alphanumeric strings reduces the margin for error and brings the experience closer to that of any standard messaging or payment application.
StablePay also integrates StableEarn, a feature that allows users to generate yields on idle USDT balances, without leaving the application. Funds can be deposited from a cryptocurrency wallet, an exchange, or compatible fiat payment methods, and withdrawn to any wallet in just a few steps.
Turning the Everyday Into the Global
The product is aimed at everyday use cases: splitting expenses, paying rent, sending remittances, or collecting payment for services rendered in another country. Stable defines StablePay as infrastructure for a model where global payments work as naturally as a text message, with no borders or intermediaries that inflate costs or delay transactions. The application is already available on the App Store and Google Play.
